SimplySAVE SBI Card

Benefits of SBI SimplySAVE Credit Card

The advantages of SBI SimplySAVE Credit Card are as follows:

• Welcome Bonus: You will get 2000 rewards points when you spend Rs. 2000 or more within two months of getting your card.
• Fuel Surcharge Waiver: If you make a fuel purchase of Rs.500 to Rs.3000, you will receive a 1% discount on that amount after they process your next monthly statement. They have set limits for fuel charge waivers according to their policies.
• Annual Fee Waiver: If the card holder spends Rs.1 Lakh  or more in one year (starting year two), they will not have to pay the annual fee.
• Reward Benefits: Earn 10X reward points per Rs.150 spent on dining, movies, departmental stores, and grocery, while all other spends earn 1 reward point per Rs.150 spent, and you can redeem your points to pay outstanding card bills where 4 reward points = Re.1. 
• Wide Acceptance: You can use the card at merchant locations around the world. The card is accepted at more than 24 million merchant outlets worldwide, including over 3.25 lakh outlets in India.

SBI SimplySAVE Credit Card- Rewards 

• 10X Reward Points: On dining spends  

• 10X Reward Points: On departmental stores and grocery purchases  

• 10X Reward Points: On movie transactions  

• 1 Reward Point: For every Rs.150 spent on all other eligible spends 

Features of SBI SimplySAVE Credit Card

The following are the major features of SBI SimplySAVE Credit Card:

• Contactless Payments: You will be able to make contactless transactions by tapping your card against the terminal.
• Add-on Cards: You can request an add-on card for your family members over the age of 18 years and use the primary credit card limit.
• Balance Transfer on EMI: You can transfer any dues from other credit cards to this card on an EMI (equal monthly instalment) basis.
• Flexipay: Any eligible transaction over Rs. 2500 is eligible to be converted to EMI.
• Utility Bill Payment: You can pay your utility bill for telephone, electricity and mobile services using the Easy Bill Payment facility.
• Cash Advance Facility: You may also use your card at a Visa or Mastercard ATM to withdraw cash around the world (fees will apply).

Fees and Charges Associated with SimplySAVE SBI Card

The fees and charges applicable on SimplySAVE SBI card are mentioned in the table below: 

Eligibility Criteria

To apply for any SBI credit card, the customers must meet certain eligibility requirements as per the bank policy. To apply for SimplySAVE SBI credit card, you need to fulfill the below mentioned eligibility criteria: 

• The age of the applicant should be between 21 to 70 years. 

• Applicants can either be salaried or self-employed. 

• You must have a good credit score. 

• Applicants should have a regular source of income. 

Documents Required to Apply for SimplySAVE SBI Credit Card

The bank requires specific documents based on your profession. You should keep the following ready for a smooth application process. 

• Identity Proof: You can submit a PAN Card, Aadhaar Card, or Voter ID. A Passport or Driving License is also accepted.  

• Address Proof: You must provide a Utility Bill like electricity or telephone. You can also use a Ration Card or Aadhaar Card. Income Proof for Salaried: You need to show the latest Salary Slips. The bank also asks for the last 3 months' Bank Statement.  

• Income Proof for Self-Employed: You must provide the latest Income Tax Returns. You also need to submit a Business Proof document.  

• Photographs: You should have 2 recent passport-sized color photographs.  

The bank verifies these documents to check your repayment capacity. You must ensure that the name on your PAN card matches your bank records.  

KYC documents, such as: 

• Letter issued by the National Population Register containing details of name and address 

• Passport (both sides) 

• Copy of masked Aadhaar or Virtual ID card 

• Voter ID Card (both sides) 

• Driving License (both sides) 

• NREGA Card 

How to Apply for SimplySAVE SBI Card Online?

You can visit SBI Cards official website to apply for SimplySAVE Credit Card online. Steps to apply for SBI SimplySAVE Credit Card are:

• Step 1: Open the official application page for the SimplySAVE SBI Card on the website of SBI.
• Step 2: Select the card type and choose your preferred network.
• Step 3: Enter your personal details including full name, mobile number, city, PAN and date of birth.
• Step 4: Fill in your professional details including occupation, designation and company name.
• Step 5: Provide your KYC details including residential address and PIN code.
• Step 6: Review all information carefully to ensure accuracy.
• Step 7: Submit the application and complete any OTP or verification steps.
• Step 8: Wait for verification and approval.

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