Pradhan Mantri Awas Yojana Gramin (PMAY-G) is the Government of India's flagship rural housing scheme providing financial assistance to eligible rural households for building pucca houses with basic amenities. Launched in 2016 and extended to 2028–29 with a cumulative target of 4.95 crore houses, the scheme offers Rs.1.20 lakh for plain areas and Rs.1.30 lakh for hilly/north-eastern states through Direct Benefit Transfer (DBT).
The main features of the PMAYG scheme are given below:
PMAY-G targets rural households without housing or living in deteriorated structures, supporting construction of pucca houses meeting government standards. The scheme's minimum house size requirement was raised from 20 square metres to 25 square metres to ensure adequate living space and basic amenities including a hygienic cooking area.
PMAYG Official Details 2026
Category | Details |
Toll-Free Helpline | 1800-11-6446 (PMAY-G Support) 1800-11-8111 (PFMS/Payment Support) |
Email for Complaints / Suggestions | support-pmayg@gov.in(General support) helpdesk-pfms@gov.in (Payment/financial system issues) |
Official Mobile App | Awaas+ / AwaasSoft App (Available on Google Play Store; used for authentication and geo-tagging) |
Beneficiary Registration Manual | Available under ‘Documents’ section on the official website |
The following are the eligibility criteria, which include specific deprivation scores and different priority lists:
To qualify for assistance under this scheme, an applicant must reside in a household located in a rural area that has no housing or is currently living in a kutcha dwelling with 0, 1, or 2 rooms made from non-permanent materials (kutcha walls and roof). This scheme is intended solely for families without adequate housing. Assistance cannot be granted to families residing in pucca (permanent) dwellings.
Automatic Inclusion Categories: Households belonging to any of the following categories are automatically included for consideration under PMAY-G:
After identification, eligible households are prioritised and verified through the SECC 2011 database, Awaas+ survey data and Gram Sabha approval processes.
When an applicant's housing condition has been determined to meet the requirement, households may be disqualified due to their perceived higher socio-economic situations, regardless of their actual housing status.
Disqualifying conditions include
The government identifies eligible families first. If you are identified, you will then need to provide the following documents:
Beneficiary registration under PMAY-G involves four key sections: personal details, bank account information, convergence scheme details (MGNREGA and Swachh Bharat Mission), and final office verification. The process is completed online via the official PMAYG portal and requires Aadhaar authentication, bank account linkage, and consent documentation.
To successfully register or add the beneficiary, follow the steps given below:

The beneficiary selection process defined under the Pradhan Mantri Awas Yojana Gramin (PMAY-G) is structured around transparency, fairness, and objective identification of eligible rural households.
You can verify your name in the beneficiary list under Pradhan Mantri Awas Yojana Gramin (PMAY-G) by following these step-by-step instructions:
Alternative Method
PMAY-G has delivered substantial housing progress across Indian states, with Uttar Pradesh, Madhya Pradesh, and Assam leading completion numbers. As of 2025–26, more than 1.6 crore pucca houses have been completed across multiple financial years, demonstrating the scheme's significant impact in rural housing development.
State / UT | 2020 to 21 to 2022 to 23 | 2023 to 24 to 2025 to 26 | Grand Total |
Uttar Pradesh | 2,014,248 | 185,226 | 2,199,474 |
Madhya Pradesh | 1,695,018 | 474,579 | 2,169,597 |
West Bengal | 1,026,392 | 0 | 1,026,392 |
Assam | 1,335,214 | 329,047 | 1,664,261 |
Bihar | 1,230,028 | 302,454 | 1,532,482 |
Maharashtra | 567,596 | 376,856 | 944,452 |
Odisha | 878,418 | 65,874 | 944,292 |
Jharkhand | 726,391 | 31,457 | 757,848 |
Rajasthan | 577,667 | 170,332 | 747,999 |
Tripura | 210,906 | 114,438 | 325,344 |
Gujarat | 271,309 | 112,359 | 383,668 |
Tamil Nadu | 215,604 | 15,330 | 230,934 |
Meghalaya | 34,022 | 84,825 | 118,847 |
Punjab | 14,887 | 8,480 | 23,367 |
Manipur | 19,162 | 19,078 | 38,240 |
Nagaland | 8,790 | 17,489 | 26,279 |
Karnataka | 34,854 | 12,574 | 47,428 |
Andhra Pradesh | 41,218 | 104 | 41,322 |
Uttarakhand | 33,842 | 21,908 | 55,750 |
Himachal Pradesh | 7,332 | 46,930 | 54,262 |
Arunachal Pradesh | 11,588 | 5,497 | 17,085 |
Mizoram | 11,932 | 5,305 | 17,237 |
Sikkim | 319 | 0 | 319 |
Andaman & Nicobar Islands | 352 | 82 | 434 |
Dadra & Nagar Haveli | 262 | 1,084 | 1,346 |
Ladakh | 451 | 1,125 | 1,576 |
Daman & Diu | 24 | 9 | 33 |
Goa | 0 | 0 | 0 |
Lakshadweep | 0 | 0 | 0 |
Puducherry | 0 | 0 | 0 |
Telangana | 0 | 0 | 0 |
PMAY-G is India's flagship rural housing scheme launched in April 2016 to provide financial support to eligible rural households for building pucca houses with basic amenities. The scheme targets houseless families and those living in kutcha (temporary) dwellings across rural India, with the goal of ensuring adequate housing for all by 2028–29 with a cumulative target of 4.95 crore houses.
Yes, the Union Cabinet has approved the continuation of PMAY-G from financial year 2024–25 through 2028–29, providing funding and unit assistance for 2 crore additional rural homes under the existing framework. The scheme target was expanded to 4.95 crore cumulative houses (2.95 crore initially + 2 crore additional).
Beneficiaries receive Rs.1.20 lakh for construction in plain areas and Rs.1.30 lakh for hilly, north-eastern, and difficult terrain areas. This assistance is disbursed in instalments via Direct Benefit Transfer (DBT) to the beneficiary's bank account or post office account linked to their Aadhaar.
Beneficiaries are identified using two primary databases: the Socio-Economic and Caste Census (SECC) 2011 data and the Awaas+ survey. Eligible households are ranked by deprivation score, verified through Gram Sabha approval, and then placed on the Permanent Wait List for annual selection based on yearly housing targets.
Households classified as houseless, destitute (living on alms), manual scavenger families, Particularly Vulnerable Tribal Groups (PVTGs), and legally released bonded labourers are automatically included for consideration under PMAY-G, provided they meet the scheme's housing eligibility criteria.
Households are disqualified if they own a vehicle, hold a Kisan Credit Card with Rs.50,000+ credit limit, have a family member employed by the government, earn gross monthly income exceeding Rs.15,000, pay income or professional taxes, own a refrigerator or landline phone, or own more than 2.5 hectares of irrigated land.
Required documents include Aadhaar number, consent form to use Aadhaar on behalf of the beneficiary, MGNREGA job card number (if registered), Swachh Bharat Mission (SBM) number, and active bank or post office account details for receiving the Direct Benefit Transfer.
The minimum house size under PMAY-G is 25 square metres (increased from 20 sq. mt.). Each unit includes basic amenities and an associated hygienic cooking area to meet government standards for rural housing.
For plain areas, funding is shared 60:40 between the Central Government and State Governments. For north-eastern and Himalayan States, it is shared 90:10 in favour of the Centre. For Union Territories without a legislature, the scheme is 100% funded by the Central Government.
PMAY-G converges with complementary schemes including Mahatma Gandhi National Rural Employment Guarantee Act (90–95 days of unskilled employment), Swachh Bharat Mission Gramin (Rs.12,000 for toilet construction), and support for drinking water, electricity, LPG connections, and livelihood programmes, maximising benefits for beneficiary households.
Visit the official PMAYG portal, navigate to Awaassoft Reports, select 'Beneficiary details for verification' under Social Audit Reports, enter your state, district, block, village, and financial year, then search for your name in the list. Alternatively, use the Beneficiary Search option if you have your PMAY-G Registration Number.
Contact toll-free helpline 1800-11-6446 for PMAY-G general support or 1800-11-8111 for payment/PFMS-related queries. For complaints and suggestions, email support-pmayg@gov.in (general support) or helpdesk-pfms@gov.in (payment issues). The Awaas+ mobile app is available on Google Play Store for authentication and geo-tagging.
The government is likely to focus more on affordable housing, with predictions of more funding through the Pradhan Mantri Awas Yojana (PMAY) and housing loan subsidies in Budget 2025. If these plans are realized, it could boost the housing finance sector and increase investor interest in related stocks.
Since the election results were announced on June 4, housing finance companies have seen a significant increase in their stock prices. Companies like LIC Housing Finance, Can Fin Homes, HUDCO, PNB Housing Finance, Home First, Aptus Value Housing, and Aavas Financiers have seen their shares rise by 46 percent, outpacing the Nifty 50's 12% increase.

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