The Employee State Insurance (ESIC) scheme offers an ESIC Card/Pehchan Card, a health Card to all its beneficiaries. This card can be used at all ESIC network dispensaries and hospitals. The card has all the details of an employee.
An ESIC Card is a health Card given to the beneficiaries enrolled under the Employees' State Insurance (ESIC) scheme. The scheme was rolled out by the Ministry of Labor and Employment to protect the interest of workers against medical calamities. Any firm or establishment employing more than 10 workers has to register their employees under the ESIC scheme.
The scheme is managed by the Employees' State Insurance Corporation which is an autonomous body under the government of India and works under the guidelines of the ESIC Act, 1948.

Follow the steps mentioned below to register for ESIC scheme:

Follow the steps mentioned below to login on ESIC portal:
Follow the steps mentioned below to obtain an ESI Card:
The employer needs to download a Pehchan application form from the ESIC portal and fill in the details of the employee. The employee has to submit a family photograph containing the photos of the dependents and the employer has to attest the photograph. After signing the Pehchan application form, the employee has to take the form, and his dependents to the nearest ESIC office where the photos and fingerprints of the employee and his/her dependents will be captured. Within 30 days, a set of 2 cards will be sent to the insured person either through a courier or sometimes he/she might need to visit the nearest ESIC branch to collect the cards.
The ESIC Card or Pehchan Card is an ideal health insurance companion that will let the insured person enjoy the benefits of the ESIC scheme at network hospitals in a quick and easy manner.
Employees with salary below Rs.21,000 or Rs.25,000 for people with disability.
Employees earning monthly wages of Rs.21,000 or less, and who are employed in organizations registered with the ESIC Act, are eligible for an ESIC Card. The card also provides coverage for the employee's family. The employer needs to register the employees with the ESIC scheme to provide the card to the employees so that benefits can be realized.
You can claim it online by visiting www.esic.in.
Yes, ESIC is compulsory for eligible employees.
It provides benefits such as Unemployment allowance, Dependents Benefits, Disablement Benefits, Maternity, Sickness & Medical Benefits.
It is Rs.21,000 per month.
In order to apply for the ESIC Card, an employee needs to be registered on the ESIC portal. Once the registration is completed by the employer, the employer will fill out the Pehchan Card application, provide a photograph of the employee, and submit it to the nearest ESIC office. After the photograph and fingerprint have been taken of the employee and other dependents, the card will be received in the mail or at the local ESIC office or subscribers' office within thirty days.
The ESIC Card provides full health coverage to the insured employee and dependents. It provides access to medical treatment at ESIC network hospitals, tracks the employee's medical history, and provides cash benefits in case of wages lost due to sickness, maternity, employment injury, or disablement. The card also acts as proof of entitlement to unemployment allowances and dependent benefits.
An employee can present the ESIC Card in any ESIC dispensary or hospital to access medical care. The ESIC Card also delivers cashless treatment at medical facilities under the ESIC scheme. Doctors and hospitals are able to view the insured person’s medical background, making treatment quicker and keeping documentation to a minimum whenever someone is taken to a hospital, or if emergency medical aid is needed.
Even in the event employment changes, the ESIC Card remains valid. The employee must let their new employer know their insurance number and the contributions should continue without disruption. The ESIC Card essentially allows the employee to continue to have access to their medical and cash benefits set in place by the ESIC scheme without regard to their employer.
Employees must let their employer know of any changes to their personal information. The employer is required to update the information on the ESIC portal. Keeping information current is essential to prevent any interruptions in their medical benefits, as well as allowing for the proper billing of cash allowances, or correspondence regarding insurance contributions.
In case the ESIC card is misplaced, the employee must notify the employer right away. The duplicate card can be printed via the ESIC portal. Meanwhile, the employer can provide a temporary identity certificate to allow for continued medical treatment at ESIC network facilities without interruption.
The ESIC card summarizes all treatments received and hospitalization instances undertaken in relation to the scheme. This allows employees and family members to access and track medical history and reimbursements as well as keep continuity of care. Hospitals and dispensaries alike can access the previous record, which would help with informed care.
Yes, the ESIC card allows for coverage of an employee's spouse, children, and others, eligible dependents. Eligible family members can receive medical treatment at ESIC network hospitals, and family member information is included in the card, and enjoys the same cash and medical benefits as their employee.
Sickness allowance, maternity benefit, disablement benefit, etc. are claimed by submitting the ESIC Card to the ESIC office or the employer. The ESIC card serves to identify the worker's eligibility to apply for cash benefits and verify the contributions made by the employee are secure within ESIC, allowing for the development of accurate and timely preapproved and planned cash allowances received by the employee, adhering to the allowances developed by ESIC.

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