Checking your Indian Bank account balance takes less than a minute - no branch visit, no waiting. Regularly checking your bank balance is a good financial practice because it allows you to track your spending habits. You can check your bank balance in several ways as an Indian Bank customer.
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Note :- Before you begin make sure your mobile number is registered with Indian Bank. Most digital balance check methods - missed call, SMS, WhatsApp, and UPI — require a registered mobile number to work.

Here are the different methods to verify an Indian Bank account:
Function | USSD Code/SMS |
Indian Bank Toll-Free Number | 1800 4250 0000 |
SMS | 94443-94443 |
Missed Call | 8108781085 |
Additio of the phone banking facilities (via the missed call and SMS service) to check their account balance.
The easiest method to check your bank balance is via toll- free number.
Follow the steps given below:
If the customer has registered their mobile number with their Indian Bank savings account, they can use the missed call service to check their balance. To utilize this service, follow the steps below:
Step 1: Ensure that your mobile number is registered with Indian Bank.
Step 2: Following the registration, the customer has to call Indian Bank at: 9677633000
Step 3: The call will automatically disconnect after 1–2 rings, and you will receive an SMS with your account balance details.
Note: Indian Bank Customers does not charge any fees for balance enquiry via Missed call.

To check Indian Bank account balance vis SMS, you must follow the steps given below:
Type of Request | SMS Code | SMS Format |
Regular Balance Enquiry | BALAVL | BALAVL <Ac no>MPIN |
Mini Statement | LATRAN | LATRAN <Ac no> <MPIN>LATRAN <MPIN> |
To Check Status of Cheque | CHQSTS | CHQSTS chq no <Ac no> MPIN CHQSTS <chq no> MPIN |
To Check Status of Deposited Cheque | DCHSTS | DCHSTS chq no <Ac no> MPIN DCHSTS <chq no> MPIN |
To Change Mobile Banking PIN | CHGPIN | CHGPIN New MPIN OMPIN |
For any Bank Related Query | HELP | HELP Code MPIN |
a. Via SMS Requests with Keywords
For SMS services, the Indian bank balance check number is:
The message must be sent in the format <BALAVL><space><Account Number><space><MPIN>. Your bank account information will be sent to you via SMS on the same number.
b. Through Automated SMS Updates
Your registered mobile number receives an automated SMS each time a transaction is made to or from your account. You may monitor the balance of your Indian Bank account using the SMS.
For customers that have an internet banking account with Indian Bank, they can follow the steps mentioned below to check their account balance.
Indian Bank customers can also check their account balance at an ATM of their choice. Customers need to follow the steps mentioned below to do so.
Step 1: Visit an ATM closest to you.
Step 2: At the ATM, insert your Indian Bank debit card
Step 3: Enter the 4-digit Indian Bank ATM PIN
Step 4: Click on 'Balance Enquiry'.
Step 5: The ATM will then display the balance in your account.
Given below are the steps to know Indian Bank account balance via a UPI app:
Given below are the steps to know Indian Bank account balance via Whatsapp:
Step 1: Save the number 8754424242 on your smartphone.
Step 2: Send a “Hi” on this number through your registered mobile number.
Step 3: A message containing the list of services being offered with each number assigned will be sent to you.
Step 4: Reply with the assigned number, usually “1”.
Step 5: You will immediately be notified about your account balance.
You can choose to visit the bank office to find out your balance if the online methods or the Indian Bank balance check number don't work for you. You can visit the bank in two ways to find out your balance:
1. Ask the Counter for Balance Information
You can go to the bank and ask the person working there to tell you about your balance; they will look up your balance and transaction information for you. For this, you might need to bring your account number and a valid ID.
2. Passbook Updates
Updating your passbook is another way to determine your balance. The actions listed below must be taken:
One of the less well-known ways to check your Indian bank balance is this one. Simply send an email with your registered email address to find out your bank balance. The email should be sent to rtgs@indian-bank.com. After that, the bank will inform you of your balance or, if necessary, ask you to follow any additional instructions.
The Indian Bank's official banking app, IndOASIS, may be downloaded from the Play Store and Apple Store. To check your bank balance via the bank's app, follow these steps:
You can use USSD codes to check your account balance even if your phone is not connected to the internet. To view your account balance on your screen, simply dial \*99\*58#.Check Your Credit Score for FREE
No, you will not be charged to check Indian Bank account balance.
Yes, you can check your balance at any bank’s ATM using your debit card, subject to free transaction limits.
Yes, it is safe to check account balance through UPI. However, do note that you should not share your UPI password with anyone.
Yes, you can visit the bank and check your account balance.
You can check your account balance any number of times.
Send an SMS with the format to 9444394443 to generate your mini statement. You can send an SMS with simply the past three transactions from your default account.
To activate mobile banking services, get in touch with the Indian Bank branch that is closest to you.
You must generate the MPIN after logging into your Indian Bank app with your bank account details. To view your past three transactions, you must then log in to the program with your User ID and MPIN and choose the "Mini Statement" option from the on-screen menu.
Sending an SMS is one of the simplest and quickest ways to check the balance of your Indian bank account. Simply text the number 9444394443 in this way.

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