Indian Bank Balance Check Number via Missed Call, SMS, UPI & More

Checking your Indian Bank account balance takes less than a minute - no branch visit, no waiting. Regularly checking your bank balance is a good financial practice because it allows you to track your spending habits. You can check your bank balance in several ways as an Indian Bank customer. 

Updated On - 21 Mar 2026

Note :- Before you begin make sure your mobile number is registered with Indian Bank. Most digital balance check methods - missed call, SMS, WhatsApp, and UPI — require a registered mobile number to work.

Indian Bank Balance Enquiry


Methods for Verifying an Indian Bank Account 

Here are the different methods to verify an Indian Bank account: 

  • The toll-free Indian Bank balance check number is 1800 4250 0000 
  • Call Missed: 96776 33000 
  • SMS: Text 94443 94443 
  • WhatsApp: 87544 24242 to say "hi" 
  • Net Banking: Open the Indian Bank Net Banking website and log in 
  • Get the IndOASIS app for mobile banking 
  • USSD Code: Enter \*99\*58# 

The following are the toll-free numbers for Indian Bank to check your account balance: 

Function  

USSD Code/SMS 

Indian Bank Toll-Free Number 

1800 4250 0000 

SMS 

94443-94443 

Missed Call 

8108781085 

Additio of the phone banking facilities (via the missed call and SMS service) to check their account balance. 

1. Indian Bank Account Balance Check via Toll-Free Number

The easiest method to check your bank balance is via toll- free number.

Follow the steps given below:  

  • Use your registered phone number to call the toll-free number 1800 4250 0000 
  • Choose your preferred language from the available options 
  • A customer service representative will answer the phone and assist you in checking your bank balance 
  • Make sure you have your customer ID and account number on hand. 

2. Indian Bank Account Balance Check via the Missed Call Service

If the customer has registered their mobile number with their Indian Bank savings account, they can use the missed call service to check their balance. To utilize this service, follow the steps below:

Step 1:  Ensure that your mobile number is registered with Indian Bank.

Step 2:  Following the registration, the customer has to call Indian Bank at: 9677633000

Step 3:  The call will automatically disconnect after 1–2 rings, and you will receive an SMS with your account balance details.

  Note:  Indian Bank Customers does not charge any fees for  balance enquiry via Missed call.

Indian Bank Balance Check

3. Indian Bank Account Balance Check through SMS Service

To check Indian Bank account balance vis SMS, you must follow the steps given below: 

Type of Request 

SMS Code 

SMS Format 

Regular Balance Enquiry 

BALAVL 

BALAVL <Ac no>MPIN 

Mini Statement 

LATRAN 

LATRAN <Ac no> <MPIN>LATRAN <MPIN> 

To Check Status of Cheque 

CHQSTS 

CHQSTS chq no <Ac no> MPIN CHQSTS <chq no> MPIN 

To Check Status of Deposited Cheque 

DCHSTS 

DCHSTS chq no <Ac no> MPIN DCHSTS <chq no> MPIN 

To Change Mobile Banking PIN 

CHGPIN 

CHGPIN New MPIN OMPIN 

For any Bank Related Query 

HELP 

HELP Code MPIN 

a. Via SMS Requests with Keywords 

For SMS services, the Indian bank balance check number is: 

The message must be sent in the format <BALAVL><space><Account Number><space><MPIN>. Your bank account information will be sent to you via SMS on the same number. 

b. Through Automated SMS Updates 

Your registered mobile number receives an automated SMS each time a transaction is made to or from your account. You may monitor the balance of your Indian Bank account using the SMS. 

4. Indian Bank Account Balance Check through Net Banking 

For customers that have an internet banking account with Indian Bank, they can follow the steps mentioned below to check their account balance. 

  • Enter your login information to access the official Indian Bank online banking platform. For your account to be able to accomplish this, online banking must be enabled 
  • A "Balance Enquiry" option will appear on your dashboard. Click on it and enter the essential data, including the OTP if needed 
  • Your bank balance will be visible on your device. If your account does not have internet banking enabled, you can get in touch with the branch that is nearest to you. 

5. Indian Bank Account Balance Check at an ATM 

Indian Bank customers can also check their account balance at an ATM of their choice. Customers need to follow the steps mentioned below to do so. 

Step 1: Visit an ATM closest to you. 

Step 2: At the ATM, insert your Indian Bank debit card 

Step 3: Enter the 4-digit Indian Bank ATM PIN 

Step 4: Click on 'Balance Enquiry'. 

Step 5: The ATM will then display the balance in your account. 

6.How to Check Indian Bank Account Balance via a UPI App 

Given below are the steps to know Indian Bank account balance via a UPI app: 

  • Open your preferred UPI app and select "Balance Check" or your profile 
  • Your balance will flash on your screen after you enter your 4-digit UPI PIN 
  • Typical UPI apps that can be utilized for this purpose include: 
  1. Free charge 
  2. Pay with Amazon 
  3. Google Pay 
  4. PhonePe 
  5. CRED 
  6. Finserv Bajaj 
  7. Samsung Pay 

7.How to Check Indian Bank Account Balance via Whatsapp? 

Given below are the steps to know Indian Bank account balance via Whatsapp: 

Step 1: Save the number 8754424242 on your smartphone. 

Step 2: Send a “Hi” on this number through your registered mobile number. 

Step 3: A message containing the list of services being offered with each number assigned will be sent to you. 

Step 4: Reply with the assigned number, usually “1”.  

Step 5: You will immediately be notified about your account balance. 

8.How to Check Indian Bank Account Balance via Bank? 

You can choose to visit the bank office to find out your balance if the online methods or the Indian Bank balance check number don't work for you. You can visit the bank in two ways to find out your balance: 

1. Ask the Counter for Balance Information 

You can go to the bank and ask the person working there to tell you about your balance; they will look up your balance and transaction information for you. For this, you might need to bring your account number and a valid ID. 

2. Passbook Updates 

Updating your passbook is another way to determine your balance. The actions listed below must be taken: 

  • Go to the Indian Bank Passbook Vending Machine 
  • To enable the gadget to scan the barcode, place your passbook in the slot in the proper orientation 
  • The passbook begins to print. After filling out a page, take the passbook out and move on to the next one 
  • Continue doing this until your ultimate balance is known, and the passbook is entirely updated. 

9.Indian Bank Balance Inquiry Through Email 

One of the less well-known ways to check your Indian bank balance is this one. Simply send an email with your registered email address to find out your bank balance. The email should be sent to rtgs@indian-bank.com. After that, the bank will inform you of your balance or, if necessary, ask you to follow any additional instructions. 

10.Indian Bank Balance Check Through Official Bank App 

The Indian Bank's official banking app, IndOASIS, may be downloaded from the Play Store and Apple Store. To check your bank balance via the bank's app, follow these steps: 

  • Enter your login information to access your account 
  • Following verification, your dashboard will open 
  • To view the available bank balance, click "My Account." Your screen will display it 
  • To authenticate yourself the first time you use the app, you will need your debit card information. 

USSD Codes for Indian Bank Balance Verification 

You can use USSD codes to check your account balance even if your phone is not connected to the internet. To view your account balance on your screen, simply dial \*99\*58#.Check Your Credit Score for FREE 

Read More Info about  Debit Card  

FAQs on To Check Indian Bank Account Balance

  1. Will I be charged to check Indian Bank account balance?

    No, you will not be charged to check Indian Bank account balance.

  2. Can I check my account balance at any ATM?

    Yes, you can check your balance at any bank’s ATM using your debit card, subject to free transaction limits.

  3. Is it safe to check account balance through UPI?

    Yes, it is safe to check account balance through UPI. However, do note that you should not share your UPI password with anyone.  

  4. Can I visit the bank and check my account balance?

    Yes, you can visit the bank and check your account balance. 

  5. How many times can I check my account balance?

    You can check your account balance any number of times. 

  6. How can I receive my mini statement from Indian Bank by SMS?

    Send an SMS with the format to 9444394443 to generate your mini statement. You can send an SMS with simply the past three transactions from your default account. 

  7. How can I activate mobile banking with Indian Bank?

    To activate mobile banking services, get in touch with the Indian Bank branch that is closest to you. 

  8. How can I check the last three transactions in an Indian bank?

    You must generate the MPIN after logging into your Indian Bank app with your bank account details. To view your past three transactions, you must then log in to the program with your User ID and MPIN and choose the "Mini Statement" option from the on-screen menu. 

  9. How can I check the balance on my Indian bank account?

    Sending an SMS is one of the simplest and quickest ways to check the balance of your Indian bank account. Simply text the number 9444394443 in this way. 

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